Disruptive technologies and heavy reliance on foreign labour are among the skills challenges some key growth industries in Singapore are facing. Rapid policy change before targeted industries can mature to gain scale and depth is another issue that needs to be addressed, according to a new report from SMU and J.P. Morgan. The study focuses on skills gaps in key growth industries such as ICT and fintech across five Southeast Asian countries, namely Singapore, Malaysia, Thailand, Indonesia and the Philippines, and how they can be effectively managed.