Hit your target net worth early

Not many students have a grown-up approach to investing, but SMU undergraduate Liyann Seet sees it differently. Ms Seet, 22, has personal finances that already resemble someone who has been working for a few years. She has a five-figure stock portfolio thanks to cash she has squirreled away from internships, Internet businesses and modelling since she was 16. Her share investments are paying off, having garnered returns of 40 per cent since she started investing two years ago.