In a joint article, SMU School of Accountancy undergraduate Lim Ting Zhou and SMU Lee Kong Chian School of Business undergraduate Jason Zeng Zhihui shared some tips on financial planning for people in their 20s. They shared their views on wealth protection and gave advice on how to generate wealth through employment, investments and passive income. Both are student trainers in the Citi-SMU Financial Literacy Programme for Young Adults. Jointly launched by Citi Singapore and SMU in April 2012, the programme is Singapore's first structure financial literacy programme for young adults.