He cites his grandfather, who started off as a rag-and-bone collector, as the greatest influence in his investment decisions
His pals at school and university complained that getting rich was not possible if you were not from the "cream of the crop" but oil industry worker Lim Ding Jun had no time for that fatalistic view.
He told The Sunday Times: "I believe all of us have plenty of chances to grow and to accumulate our own wealth... independent of our financial background."
Mr Lim, 26, a settlement executive at PetroChina International, believes strongly that it's not where you come from that shapes you, nor is it a matter of family wealth.
After all, he grew up in a middle- income family and lives in an HDB flat in the heartland.
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