Hard-wired for risky investing

There is an age-old rule for figuring out how much of your portfolio should be put in stocks - just subtract your age from 100. But with a five-figure portfolio 100 per cent weighted to equities, Lim Bing Li is clearly not one to abide by conventional thinking. The 23-year-old undergraduate believes that his aggressive investment style will blaze a trail to his long-term goal of financial independence by age 40. The second-year SMU student believes that his youth justifies the steep risks as he is "ultimately investing for the future". "But I feel I'm even more conscientious than I'm aggressive," Mr Lim said. "As my funds are limited, I always do my due diligence before every investment in order to maintain a high win-rate."