SMU Vice President (Business Development and External Relations) and Academic Director of the Business Families Institute, Associate Professor Annie Koh said: "This government transfer element, there's nothing wrong with it. People might think, 'oh, these are all schemes to move towards an election year', but this is what's happening across many [countries in the] developed world. If you leave it to market forces, you're going to see widening income gaps, and there're a lot of these trans-generational transfers, and taking from the richer in order to transfer so that you have more inclusive growth." She was commenting on various government schemes that gave a boost to resident households living in smaller HDB flats.