Executive Director of the Australian Centre for Financial Studies, Deborah Ralston, shared the findings of the Melbourne Mercer Global Pension Index (MMGPI) 2012 at the SMU Centre for Silver Security. The index ranked Singapore 13^th among the 18 countries studied and gave its pension scheme a ‘C’ grade. The index assesses a pension system on three fronts: adequacy (what do you get out of the system), sustainability (can the system keep delivering) and integrity (can you trust the system).