SMU second-year student and student trainer in the Citi-SMU Financial Literacy Programme for Young Adults, Ronald Sim, shared that investing in REITS and property developers was a good way to gain exposure to the property market instead of buying flats and condominiums directly in an expensive market. He shared reasons for investing in REITS and property developers as well as areas to consider prior to investing. He concluded that investing in real estate stocks required homework similar to what is done when buying a property. Investors also needed to assess management capability, as well as understand the rental return, the direction of housing prices, macroeconomic demand and the effects of government policies.